The Fed held its rate on October 28 and the decision barely moved mortgage rates. In the first full month with mortgage rates above 7 percent, new contracts in Northwest Philadelphia slipped and homes for sale stayed at a 12-month high.
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One review found more than one in 10 listing photos showed signs of digital editing, and the rules are tightening. Here’s what’s changing and how I present AI photos.
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Rates were 12 percent in 1985, and the payment still took about the same share of income it does today. What changed is the price of the house and the size of the down payment.
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Mortgage rates passed 7 percent this fall. Here's how points work, when they pay off and when to skip them, with a calculator to run your own numbers.
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Mortgage rates crossed 7 percent in September for the first time since January 2025. In Northwest Philadelphia, closings fell, new contracts rose and the number of homes for sale hit a 12-month high.
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The Fed raised its rate for the first time since 2023 and mortgage rates barely moved on the news. An economics breakdown of why, with charts, and what to watch instead.
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Two offers, same price, one all cash. What sellers should ask about appraisal risk, proof of funds and closing speed before choosing between them.
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The standing summary of the market across the nine communities I work in: current closings, medians, pace and supply, refreshed with each monthly report.
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A pre-listing inspection lets you learn about your home before buyers do. How it works in Pennsylvania, what you have to disclose and why it usually helps.
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The Fed held steady on July 29 and mortgage rates rose anyway. July's Northwest Philadelphia numbers ran on the same contradiction: fewer closings, more homes under contract and a market that stays weird.
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