Rates were 12 percent in 1985, and the payment still took about the same share of income it does today. What changed is the price of the house and the size of the down payment.
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Mortgage rates passed 7 percent this fall. Here's how points work, when they pay off and when to skip them, with a calculator to run your own numbers.
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Mortgage rates crossed 7 percent in September for the first time since January 2025. In Northwest Philadelphia, closings fell, new contracts rose and the number of homes for sale hit a 12-month high.
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The Fed raised its rate for the first time since 2023 and mortgage rates barely moved on the news. An economics breakdown of why, with charts, and what to watch instead.
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Two offers, same price, one all cash. What sellers should ask about appraisal risk, proof of funds and closing speed before choosing between them.
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The standing summary of the market across the nine communities I work in: current closings, medians, pace and supply, refreshed with each monthly report.
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A pre-listing inspection lets you learn about your home before buyers do. How it works in Pennsylvania, what you have to disclose and why it usually helps.
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The Fed held steady on July 29 and mortgage rates rose anyway. July's Northwest Philadelphia numbers ran on the same contradiction: fewer closings, more homes under contract and a market that stays weird.
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One zip code, two different housing markets. An interactive map of the East/West split, and what the city's own property records say about each side.
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Philadelphia agents are calling this market weird: rising supply, longer sits and bidding wars at the same time. Five zip codes of Bright MLS data show all three.
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